All work

Billwise.

A private ledger for bills and budgets

Billwise: one number for the month
Client
My own app
Made
Website and installable app
Status
Live
Live at
billwiseledger.com

The brief

Most bill trackers want an account, a bank login and your attention. Billwise asks for none of them. You enter each bill once, and it keeps a quiet record of what you owe, what’s due and what’s settled, right in your browser.

It had to be as easy on a phone in a checkout line as on a computer at the end of the month. Later it grew a budget that builds on the bills already entered, so nothing gets typed twice.

What it does

One number for the month

The overview opens with one sentence: what you owe this month. Below it sit what’s late, what’s due in the next week, where the money goes, and how the last six months compare.

A budget built on the bills

A budget built on the bills

Add paychecks on any schedule and money set aside for things that aren’t bills, and the Budget page works out what’s left each month. It shows how the bills split your income, compares the month with a typical one, and looks six months ahead to flag three-paycheck months and heavy-bill months.

The month at a glance

The month at a glance

The calendar puts every bill on its due day. Settled bills are struck through, late ones are set in red, and the arrow keys move between days.

An app without an app store

An app without an app store

Billwise installs from the site on a phone or a computer, opens instantly and works offline. On a phone, swipe a bill right to settle it. This is the Ink edition, for night.

Kept private

Kept private

There’s no account, no server and no tracking. Everything stays in the browser, with a backup file and a spreadsheet export whenever you want them.

The design

You owe $3,206.17 in October.

Fraunces Headlines and figures

Two of twelve bills are settled. The next is Internet, tomorrow.

Instrument Sans Interface
  • Paper #f2ede3
  • Ink #1b1916
  • Vermilion #a53b26
  • Olive #4a6236
Point of view
An editorial ledger: paper and ink, figures set like a printed account book. It comes in two editions, Paper for day and Ink for night.
Color
Four colors. Vermilion means late, olive means settled, and categories get no color at all. Status is always spelled out in words too.
Imagery
Engraving-style envelopes, drawn in code in the current ink color, so they suit both editions.
Motion
Figures set digit by digit on the first screen only. After that, settling a bill draws a pen stroke through it and the row folds away.

How it was checked

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